Data Protection

Atozloans.co.uk makes a commitment to protecting your privacy and promises only to use information collected about you in accordance with the Data Protection Act 1998.

Atozloans.co.uk is a loans introducing company – if you decide to fill out one of our loan enquiry forms, you will be required to provide personal information such as your name, your address & your phone details. This information will be passed to a trusted underwriter (credit broker) and it will be used in the following way:

  • to process the application you have made;
  • to make, or cause searches to be made, at a credit reference agency, or agencies – these searches will be shown in any other searches which are made in connection with applications made by yourself and other members of your household. The disclosure of multiple searches may adversely affect your credit profile and may make credit harder for you to obtain;
  • to search for information held about you by a credit reference agency that may already be linked to records relating to another person, for example your spouse, and for the purpose of your loan application you will be treated as financially linked. Your loan application will be assessed with reference to all linked records;
  • if you have confirmed you are linked financially with another person, you are declaring that you are entitled to (a) disclose information about that person and/or anyone else referred to by you and (b) that you authorise the broker and any lender involved in the application to search, link and/or record information at credit reference agencies about you and/or anyone else referred to by you.

The broker may also use the information:

  • to offer you other products which they make available;
    to pass your details on to a lender or lenders they feel may be willing to lend you money;
  • to pass on your details to another broker, if your broker is not able to arrange finance for you;
  • to write to you in the future with a view to offering you products they feel may be of interest to you;
  • to pass your details to another broker in the future with a view to them offering you products they feel may be of interest to you;
    to permit access to your information by the ICO.org.uk or other regulatory bodies to ensure that the broker is processing information correctly and complying with regulatory requirements.

The broker may keep the information for several years. You can ask for the information not to be used to offer you other products. Any other broker or lender to whom the information is passed during processing your application may use it in the same way. Every company or person who processes or keeps data has a duty to keep that information up to date and accurate.

If you do not want Atozloans.co.uk to collect or process any of your personal data, please do not submit it through our loan enquiry form.

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